A Whole Year of Saving Tips: 52 Money Saving Tips.

As it’s the beginning of a new year, why not think of a savings tip for each week of 2011? Enjoy!
1. Always ask the retail staff if there is a charge for using credit cards. If so, get the cash out!

2. Complete the warranty cards for all items purchased, in case you need to send them in for repair.

3. Write a list before you go grocery shopping. Don’t let impulsive items sneak into your cart.

4. Eat before you go to the stores. You can easily spend extra money on takeout if you’re hungry.

5. Use a microfiber cloth to clean. They are completely washable and, in most cases, you don’t need expensive chemicals.

6. Ask for discounts when buying items over $ 100. You will be amazed at what the retail store staff can offer you.

7. Clean your car, get rid of extra items you don’t need. Every extra pound of weight in the car makes your car chew gas faster.

8. Take one day this week to check your home for items you can sell on eBay. Convert them to cash.

9. Skip the expensive store-bought coffee. Do it yourself at home or work for next to nothing.

10. Start packing a drawer of coupons to go. Never pay full price for takeout night again.

11. It’s time to check your utility costs. Can you change your gas, electricity, or phone for a better deal?

12. Forget about extended warranties on products. These so-called warranties generally cover very little.

13. Do you really need that monthly magazine? The information is not on the Internet? Save money.

14. One night a week he eats a vegetarian. Your wallet / purse will thank you.

15. Drive slightly under the speed limit. The slower you drive, the less fuel you’ll use, simple.

16. Looking now? Look for a second store that sells brands at deep discounts over last year’s stock.

17. Don’t listen to your family’s advice on actions. Nine times out of ten they have no idea what they are talking about.

18. Put on warmer clothes in winter. Forget turning on the heat.

19. Find a cheaper hairdresser. Savings of up to $ 5 per cut can add up to 3-4 years.

20. Smoking leads to poor health and higher costs each week. If you can’t give up, cut back.

21. Pay your bills when they arrive in the mail. Deferring bills often leads to late fees.

22. Forget that fancy shampoo and conditioner, buy a cheap bottle. You would be surprised.

23. Join a library, great books and DVDs and the price is right.

24. Change your home loan to a weekly payment instead of a monthly one. You will make an additional payment per year.

25. Why do you keep buying newspapers? You can get all this information on the Internet.

26. Start emailing instead of calling or writing a letter … it’s faster.

27. You are not going to win the lottery. Odds are 45 million to 1. Stop buying tickets. Save the money.

28. Lower the temperature of your water heater. Each additional title is more money out of your pocket.

29. Go generic. Why do you keep buying brand name drugs? Go generic and save on the same items.

30. Like people, cars need a wash. Do you wash yours too often? Why not space the time between washes?

31. Do you need a new sofa? How about you upholster your old sofa? Looks great and saves money.

32. Thrift stores have loads of hidden bargains. You would be surprised what you can find there.

33. Why not pay your bills over the phone instead of driving to the post office? Save time and money.

34. Children love toys. But how many can they play with at the same time? Cut down on gifts for your children.

35. When you get fuel. Don’t get caught up in an impulsive snack.

36. Instead of going to the movies, rent a video for the family to watch … $ 4 versus $ 40 more.

37. Don’t buy an entire music album. Go to iTunes and buy the only song you want to listen to.

38. There are hundreds of ways to exercise instead of going to a gym. Put on your thinking cap and get healthy.

39. Use your shopping receipts to get your fuel discount; it all adds up.

40. How about buying rechargeable batteries? They are more expensive up front, but save you in the long run.

41. Learn the seasons for fruits and vegetables. Buying any food out of season will mean higher prices.

42. How about this week that you have an alcohol-free week?

43. Call your family members and suggest a secret Santa Claus; more money in your pocket and theirs.

44. Learn an inexpensive recipe. Now include this recipe each and every month at least once in the future.

45. Why do you keep buying lunch? Get started doing it yourself and watch your bank balance grow.

46. ​​Stop sending expensive and useless text messages.

47. Get organized with your taxes. Start keeping all your deductions in one place. Get good performance fast.

48. Google some great money saving tips!

49. Looking to buy an expensive item. Do your research on prices. You’d be surprised how much
can save.

50. Instead of taking the kids bowling or the movies. Take them to a local sports game and have a picnic.

51. Do you really need more clothes? Get into your closet; you may be surprised what you have.

52. Refill your ink cartridges. Forget buying new; you will save a lot of money.

Hope you enjoyed the 52 money saving ideas.

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