The Federal Housing Administration offers specific loans to new or existing homeowners who want to build or renovate their homes. However, not everyone can apply for these loans and there are several legal considerations to make. This post will tell you how you can successfully apply for an FHA loan and get the home you want to live in. Steps […]

What business axiom or management principle have you discovered that helps you live better, work smarter, or understand organizations in a way that is unique, fun, or provides that rare but special “ah ha” moment? An example of a well-known business axiom is the famous “Peter Principle” (1) which states: “People rise to their level of incompetence.” Explaining how incompetent […]

Downtown Vancouver and the surrounding Greater Vancouver Regional District (GVRD) have a good public transportation system. Like the city itself, the transportation system is not directly comparable to some of the world’s major cities like New York, Paris, London, or Tokyo; however, for a medium-sized city, getting around without a personal vehicle is not bad. Of course, there are areas […]

If we are in the prospecting and promotion business, and you truly believe that the most successful financial advisors are the best prospectors, then it is critically important that you continue to enhance your ability to obtain high-quality favorable introductions on a consistent basis. Success depends on your ability to identify and execute on proven techniques that increase the effectiveness […]

Annuity definition and how they work Annuities are confusing to most people. There are many different types, and they are all basically the same: a product in which an insurer makes payments to the insured for the life of the insurer. The seller is also known as the issuer. These payments to the buyer (also known as an annuitant) are […]

Billiard cue maintenance The game of billiards is also known as pocket billiards. It is a cue and a certain number of balls. The game is played on a table with six pockets. Using the cue, the balls have to be pocketed in one of these pockets. There are many versions of the pool game that involve a different number […]

Becoming a lawyer generally takes about four years of college and then three years of law school for a total of seven years of study. Although a bachelor’s degree is usually required to enter law school, a specific major is not required, although those studying things like English, public speaking, government, economics, history, and mathematics will find these subjects very […]

I watched The Adventures of Ford Fairlane again recently and had to write this review. I loved this movie the first time I saw it, and I still do. Sure, it’s lewd and crude, but if you appreciate humor for humor’s sake, regardless of its crudeness, this movie will entertain you. Let’s face it, he says he’s not the crudest […]

Masturbation is one of those things that most people do, but not many people openly discuss such personal aspects of their sexuality. Stimulating one’s own pleasure seems to be something most of us feel guilty or ashamed of, to one degree or another. Such feelings may have stemmed from how we were raised, our religion, culture, upbringing, or even from […]

You sit in front of your computer, take a deep breath, and feed on the heavens. You apologize for all the bad things you’ve done while reviewing the state bar pass list, hoping your name will be on it… There it is: YOU PASSED!!! After you wake up the next morning with a well-deserved hangover, you think: what now? As […]