The Self-Directed IRA allows investors to purchase (i.e., buy and hold/repair and flip) property with tax-free dollars within a Traditional IRA and collect rent or earnings from a flip, tax-free, until realized. distributions at retirement. The Roth IRA allows earnings and rent to remain tax-free for life. Once Roth IRA distributions are made at retirement, only the earnings after the […]

The charitable trust is relevant to those who are willing to give their property or asset to a charity, and in return, the charity guarantees that the property owner’s heirs will receive a large tax break. The work begins first with ensuring trust within the charity through the charitable remainder trust. Before making a donation to the charity, make sure […]

Are you looking for an apartment to rent in Buffalo NY but have bad credit, a previous broken lease, bankruptcy or a criminal record and are worried about being denied? Perhaps you have already applied and been turned down by apartment after apartment. This can be a very frustrating ordeal, especially if you have already paid the deposit and have […]

When I finally got my first full-time job at 17, I wondered why I found myself a few years later in my early twenties, penniless and struggling to make ends meet. After all, making more money while moving up the “food chain” would solve my problems, right? Why did I shortly find myself living paycheck to paycheck? Most likely… it […]

As a homeowner, you are probably familiar with the term “mortgage modification loan.” But do you really understand exactly what that means and how it could affect you? Modification loans are what many homeowners turn to when financial difficulties arise, making it difficult to make the necessary payments on their mortgage. Although it can be confusing, this is not really […]

There are many financial analysts who say that commercial rental properties will improve in 2011. Unfortunately, that is still in the future and there are many owners who need help finding quality tenants immediately. There are many different ways to increase your property’s visibility through advertising and marketing tactics, but they take a long time to show results. The fastest […]

If we were to come out of the big money-loving society, Homeland Security begins in our own home. If we are building a house, let it be a greenhouse. If there is a toxic environment outside, there can always be fresh air and whole foods inside. If you have a house that is not a greenhouse, add skylights and an […]

If you’re a first-time homebuyer, you may want to have the right strategies for saving a down payment, applying for a mortgage, and buying the home you want. Like any large project, you need to get the details right for a successful home buying experience. With these steps, you can navigate the process and score a great deal. Below are […]

Homeowners should purchase insurance to protect themselves against a variety of disasters, from flooding to theft. The best homeowners insurance can also protect you from lawsuits if someone is injured on your property. The problem some people have when choosing the right type of insurance is that there are so many considerations and variables. It’s important that you understand exactly […]

Most millennials are now in their 20s and 30s, beginning a career climb and also the time when they are making major financial decisions. These financial decisions may include home ownership, investment strategies, and family planning. You certainly want to try to avoid some of the financial risks that have occurred in the lives of previous generations. Financial education is […]