A 401k plan is usually offered through your employer. You will be able to make a contribution to your plan from your paycheck. This contribution can be made before taxes or after taxes, depending on the options offered by your plan. In some cases, your employer will match a portion of your contribution. Once you’ve saved a good amount of […]

You just started college or university. Money has become a huge issue because expenses have increased. You decide to get a student loan or maybe a scholarship, but financial aid can be very complicated and there are many other students just like you. When you have money, you lose track of when and where you spent it. So here are […]

Prepaid cell phones have become an important part of everyday life. The cell phone market is one of the fastest growing segments in the United States, and studies show that about 11 percent of people use prepaid service plans. Prepaid cell phones are one of the recent additions to wireless services, allowing people with bad credit to also have a […]

If you are considering starting a commercial or residential painting business, you will only need a few basic inexpensive tools to get started. You can purchase other tools as more jobs come along and with your down payment. Here is a list of the most essential commercial painting tools needed to get started. 1.) Quality Cage Frame – Also known […]

Your brand matters. After all, your brand is WHO you are, WHAT you do and WHY you do it. Remember: people are loyal to brands, not products. Trademarks protect trademarks. They are the foundation of any successful brand. That is why it is important to register your trademark. The best way to protect your brand is with a federal mark. […]

For all those who have never worked with them, recruitment agencies are a great mystery. What do they really do? Are good? What are they to start with? Companies? NGO? Employers? government organizations? So many questions… So let’s clear the air a bit. First of all, employment agencies are companies, basic and ordinary companies that have employees, that pay taxes […]

Stay broke! You heard me, stay broke but not poor. What is the difference? Bankruptcy is a temporary situation. Broke people have money, they just waste it. Poor is being destitute or lacking sufficient resources. I got this from Grant Cardone’s, The millionaire brochure. It also aligns with Dave Ramsey’s concept of naming each dollar. It’s about increasing cash flow […]

It is beyond terrifying for me to even ask myself this question let alone out loud. After a lifetime of supporting all things “women’s rights,” working full-time in a career my entire adult life, I wonder if I made a big mistake. After 11 years of marriage, an unexpected divorce completely upset me. Instead of asking for alimony and child […]

The process of buying and selling products or services online is called electronic commerce, commonly known as E-Commerce. Developing, marketing, selling, delivering, servicing and paying can all come under this process. Due to the extensive use of the Internet today, the amount of commerce that takes place online has increased. Commerce is used in electronic funds transfer, supply chain management, […]

Outsourcing your workload: As a small business, you may not yet have the manpower to handle an ever-increasing workload. Growth is good, but if the job is suffering because it’s taking on more than it can handle, you may quickly see growth slow down due to dissatisfied customers. One solution to this dilemma is to hire more employees, but if […]